A New Housing Law: What It Could Mean for CaliforniaA new federal housing law is now in place. It is called the 21st Century ROAD to Housing Act.The goal is simple: help build more homes and make
The Role of the Federal Reserve in the Housing Market
Dated: November 21 2025
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Every time you hear that the Federal Reserve raised or lowered rates, it affects your mortgage potential — but not always directly. The Fed influences short-term borrowing costs and investor confidence, which trickles down to mortgage rates.
When the Fed raises rates to control inflation, borrowing becomes more expensive, cooling the housing market. When rates drop, buying activity increases. The best strategy is to focus on what you can control: your credit, timing, and trusted advisors.
Understanding how national policy impacts your local market helps you make better real estate decisions.
📈 Want to know how changing rates affect your buying power? Michael Massey at RE/MAX can help you navigate today’s market with confidence.
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I wanted to highlight Nipomo because it has had a clear shift in its pricing history over the last few years. It used to sit at or below the county median for single family homes, and now it’s
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Based on information from California Regional Multiple Listing Service, Inc. as of September 17, 2026 5:53 PM UTC This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
